Legislation Proposed During the 2014 General Assembly Session that would prohibit residential foreclosures in Maryland for a period of 6 months

The General Assembly is in session, and among the proposed new legislation is a bill that would, among other things, place a 6 month emergency moratorium against all foreclosures on residential property in Maryland.

Senate Bill 755 was introduced by Senator Muse on January 31, 2014 and also proposes to make a person who knew or should have known of inaccuracies in an affidavit that he or she signed in connection with a foreclosure complaint guilty of a misdemeanor punishable by a fine of up to $10,000 or prison time of up to 1 year or both.

Additionally, SB 755 will allow a mortgagor an additional 30 days after the foreclosure sale to cure the default, requires courts to send a checklist to a mortgagor upon receipt of the foreclosure complaint to verify the receipt and accuracy of the documents included in the foreclosure complaint, and requires the Attorney General to study and report on various foreclosure concerns in Maryland, including legal remedies available to victims of illegal foreclosures, whether fines for illegal foreclosures have been appropriately paid, whether the mortgage modification process is fair, and whether the securitization of mortgages may be considered illegal.

Any interested citizen should write to the chairman of the Senate Judicial Proceeding Committee: Brian E. Frosh at brian.frosh@senate.state.md.us.



  1. Denick, Bernard · · Reply

    What if Mortgagor fails to respond upon receipt of foreclosure complaint or fraudulently responds that documents not accurate?

  2. It is a great question, Bernard, and the proposed legislation does not address it.

  3. […] NOTE: As an update, earlier this year we posted an article (available here) about legislation that proposed an emergency 6 month prohibition on residential foreclosures. The […]

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